Tax Loss Harvesting

Walks you through the full tax loss harvesting workflow from scanning positions for material unrealized losses through tracking the 61-day wash sale window across all household accounts. Covers the operational details advisors and sophisticated investors actually need: lot selection with specific ID, calculating whether to prioritize short-term over long-term losses, picking replacement securities that maintain factor exposure without triggering substantially identical flags, and coordinating trades with rebalancing. The cross-account wash sale tracking is especially useful since it reminds you to check spouse IRAs and suspend dividend reinvestment, both of which quietly disallow losses if you miss them. More tactical than the general tax efficiency skill.

Install to Claude Code

npx -y skills add joellewis/finance_skills --skill tax-loss-harvesting --agent claude-code