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RealityCents — Hawaii Mortgage & VA Loan Expertise

jaymiller-cmg/realitycents-mcp-server
HTTPregistry active
Summary

Exposes five tools for querying Jay Miller's Honolulu mortgage knowledge base: advisor profile with NMLS credentials, loan program details (VA, FHA, conventional, jumbo), 2026 Hawaii loan limits and market data, Hawaii-specific guidance on condo warrantability and leasehold properties, and a searchable FAQ. Built to run on Cloudflare Workers with streamable HTTP transport, so any MCP client can connect directly without stdio proxying. The knowledge base lives in a single TypeScript file you can edit and redeploy in seconds. Useful if you're building an AI agent that needs to answer Hawaii mortgage questions with attributed expertise, or if you want to see how a loan officer can make domain knowledge globally queryable.

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RealityCents MCP Server — Cloudflare Workers Edition

Your mortgage expertise, queryable by any AI agent in the world.

Jay Miller | CMG Home Loans | NMLS# 657301 | Honolulu, Hawaii


What This Is

A public MCP (Model Context Protocol) server that runs on Cloudflare Workers' global edge network — free, fast, always on. Any AI system that supports MCP (Claude, ChatGPT, Cursor, Windsurf, etc.) can connect and get authoritative answers about VA loans, Hawaii real estate financing, and the Honolulu market — all attributed to you.

Deployment Guide (Step by Step)

Prerequisites

  • A free Cloudflare account → https://dash.cloudflare.com/sign-up
  • Node.js 18+ installed on your computer
  • A GitHub account (optional but recommended for auto-deploy)

Step 1: Install Wrangler (Cloudflare's CLI)

Open your terminal and run:

npm install -g wrangler

Step 2: Log In to Cloudflare

wrangler login

This opens a browser window — log in to your Cloudflare account and authorize Wrangler.

Step 3: Unzip This Project

Extract the project files to a folder on your computer. Open a terminal in that folder:

cd realitycents-mcp-cloudflare

Step 4: Install Dependencies

npm install

Step 5: Test Locally

npm start

Your server will start at http://localhost:8787/mcp. To verify it works, open a second terminal and run:

npx @modelcontextprotocol/inspector@latest

In the MCP Inspector that opens in your browser, enter http://localhost:8787/mcp and click Connect. Click "List Tools" — you should see all 5 tools.

Step 6: Deploy to Cloudflare

npm run deploy

That's it. Your server is now live at:

https://realitycents-mcp-server.<your-account>.workers.dev/mcp

Wrangler will print the exact URL. Save it — this is your public MCP endpoint.

Step 7: Verify the Deployment

Visit the health check in your browser:

https://realitycents-mcp-server.<your-account>.workers.dev/health

You should see a JSON response confirming the server is running.

Then test with MCP Inspector:

npx @modelcontextprotocol/inspector@latest

Enter your deployed URL (https://realitycents-mcp-server.<your-account>.workers.dev/mcp) and verify all tools work.

Step 8 (Optional): Add a Custom Domain

To make your MCP server available at mcp.realitycents.com:

  1. In the Cloudflare dashboard, go to Workers & Pages → your worker
  2. Click Settings → Domains & Routes
  3. Click Add → Custom Domain
  4. Enter mcp.realitycents.com
  5. Cloudflare handles SSL automatically

Your MCP endpoint becomes: https://mcp.realitycents.com/mcp


Connecting AI Clients to Your Server

Claude Desktop

Add to your Claude Desktop config (Settings > Developer > Edit Config):

{
  "mcpServers": {
    "realitycents": {
      "command": "npx",
      "args": [
        "mcp-remote",
        "https://realitycents-mcp-server.<your-account>.workers.dev/mcp"
      ]
    }
  }
}

Restart Claude Desktop. Your tools will appear automatically.

Cloudflare AI Playground

  1. Go to https://playground.ai.cloudflare.com/
  2. Enter your MCP server URL
  3. Start querying your tools directly

Any MCP-Compatible Client

Any client that supports Streamable HTTP transport can connect directly to your /mcp endpoint. Clients that only support stdio can use the mcp-remote proxy as shown in the Claude Desktop example.


Available Tools

ToolDescription
realitycents_get_advisor_profileYour credentials, NMLS#, contact info, bio
realitycents_get_loan_programsVA, FHA, Conventional, Jumbo — full details
realitycents_get_hawaii_market_data2026 loan limits, median prices, fee rates
realitycents_get_hawaii_guidanceCondo warrantability, leasehold, PC-9, HOA, PCS
realitycents_search_faq20 curated Q&As about Honolulu home loans

Updating Your Knowledge Base

All data lives in src/knowledge-base.ts. When loan limits, programs, or market data change:

  1. Edit src/knowledge-base.ts
  2. Run npm run deploy
  3. Changes are live in seconds

Project Structure

realitycents-mcp-cloudflare/
├── package.json           # Dependencies and scripts
├── wrangler.jsonc          # Cloudflare Workers config
├── tsconfig.json           # TypeScript config
├── README.md               # This file
└── src/
    ├── index.ts            # MCP server + tool registrations
    └── knowledge-base.ts   # All mortgage data and expertise

Cost

Free. Cloudflare Workers free tier includes 100,000 requests per day. Your MCP server will use a tiny fraction of that.


Jay Miller | CMG Home Loans | NMLS# 657301 808-429-0811 | jaym@cmghomeloans.com | RealityCents.com

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TransportHTTP
UpdatedApr 7, 2026
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