iPayX FX Audit

You'd reach for this when you need to catch hidden FX markups that banks and payment processors quietly add to currency conversions. It exposes four tools: check_fx_mid_market_rate for baseline rates, audit_fx_transaction to score individual conversions on a 1-10 scale, full_forensic_fx_report for detailed analysis, and compare_fx_sources to benchmark across providers. Returns spread in basis points so you can quantify exactly how much you're overpaying. Built by iPayX and runs over streamable HTTP. Most useful for treasury teams, fintech apps handling cross-border payments, or anyone moving money internationally who wants real-time visibility into markup layers.