ORBT - The first Bitcoin-native credit rating agency!

You'd reach for this when you need creditworthiness data for Bitcoin addresses or Lightning nodes and want to pay as you go instead of committing to a monthly subscription. It exposes credit rating queries billed at 99 sats per call over Lightning, which is useful for one-off checks or low-volume integrations. The pay-per-query model means you can build credit-aware Bitcoin apps without upfront costs. If you're doing high volume, they also offer traditional API subscriptions. The ratings themselves are Bitcoin-native, so they're presumably based on on-chain behavior and Lightning activity rather than traditional credit bureau data.