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Cinderfi — Retirement Planning

cinderfi/cinderfi-mcp
2authHTTPregistry active
Summary

Connects Claude and other MCP clients to Cinderfi's retirement planning engine with 19 tools covering Canada and US scenarios. You get CPP, OAS, and Social Security timing tools, provincial and state tax calculations, RRSP meltdown and Roth conversion strategizing, and Monte Carlo simulations for portfolio longevity. It handles couples planning, withdrawal order optimization, and historical backtesting against Shiller data back to 1871. Runs over streamable HTTP at mcp.cinderfi.com with bearer token auth. Free tier gives you 5 calls per day on single-person tools. Pro unlocks couples scenarios, the optimizer, and backtesting. Useful when you need tax-aware projections that account for clawbacks and cross-border retirement nuances.

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CodeRabbit
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AI writes the code. CodeRabbit catches the slop.
Try For Free →
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Context.devContext.dev
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Integrate web data into your AI product. One API to scrape website & brand data.
Get API Key Now →
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Agent, run crypto. Access onchain data & trade routes via 1inch.
Install now →
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Cinderfi MCP — Agent Skills

Tax-aware retirement planning for Canada and the US, available as an Agent Skills skill and Model Context Protocol server.

Compatible with Claude Code, OpenClaw, Cursor, VS Code Copilot, OpenAI Codex, Gemini CLI, Goose, and any other Agent Skills-compatible agent.

What it does

19 tools covering:

  • Retirement projections (single + couples)
  • CPP / OAS / Social Security timing
  • Tax calculations (all Canadian provinces + US states)
  • GIS eligibility and clawback analysis
  • RRSP meltdown / Roth conversion strategy
  • Monte Carlo simulation
  • Withdrawal order optimization
  • Historical backtesting (Shiller 1871–2024)
  • Purchase and windfall impact simulators
  • Scenario comparison
  • Personalized retirement insights

Get started

  1. Get a free API key at cinderfi.com/mcp
  2. Connect your agent to https://mcp.cinderfi.com/mcp

Claude Desktop

{
  "mcpServers": {
    "cinderfi": {
      "command": "npx",
      "args": ["-y", "mcp-remote", "https://mcp.cinderfi.com/mcp"],
      "env": {
        "AUTHORIZATION": "Bearer YOUR_API_KEY"
      }
    }
  }
}

OpenClaw

{
  "mcp": {
    "servers": {
      "cinderfi": {
        "url": "https://mcp.cinderfi.com/mcp",
        "headers": {
          "Authorization": "Bearer YOUR_API_KEY"
        }
      }
    }
  }
}

Or via CLI:

openclaw mcp set cinderfi '{"url":"https://mcp.cinderfi.com/mcp","headers":{"Authorization":"Bearer YOUR_API_KEY"}}'

Any MCP-compatible client

  • Endpoint: https://mcp.cinderfi.com/mcp
  • Auth: Authorization: Bearer YOUR_API_KEY
  • Transports: Streamable HTTP, SSE

Pricing

FreePro
Calls/day5Unlimited
Single-person tools✅✅
Couples tools—✅
Monte Carlo—✅
Optimizer—✅
Backtest—✅
Scenario comparison—✅

→ Get API key · Pricing · Interactive planner

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Categories
Security & PentestingMedia & Entertainment
Registryactive
TransportHTTP
AuthRequired
UpdatedApr 14, 2026
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