You'd reach for this when you need to validate Home Mortgage Disclosure Act Loan Application Register files against CFPB edit checks before submission. It connects to Clarid's compliance API to run the same validation rules that regulators use, catching formatting errors, logical inconsistencies, and regulatory violations in your LAR data. Built specifically for community banks and credit unions that need to ensure their HMDA filings are clean before they hit the CFPB's submission system. The streamable HTTP transport means you can validate files directly from your workflow without manual uploads or waiting for batch processing.